Do you need insurance if you live in a strata scheme?
Yes!
While your strata insurance policy will cover the physical structure of your home, your contents, including carpet and blinds, are not covered.
While this table is a guide only, by way of example:
|
Covered |
Not Covered |
|
Internal walls |
Carpets and underlay |
|
Internal doors |
Light fittings |
|
Original hard floors |
Wall paper |
|
Bathroom fixtures such as toilet and sink |
Curtains and blinds |
|
Kitchen fixtures such as sinks, cabinets and bench tops |
Paintwork |
|
Shower screens |
Personal belongings including furniture |
|
Architraves |
Appliances |
We’ve developed a guide to assist, which you can download here:
This information is general advice only. You should always consult the PDS and policy documents for your own plan and refer to your financial or insurance advisor for personal advice.