If we talk about the fastest way to get money, then yes, it is a microloan. I have taken loans online several times, and it is very convenient. Yes, it does require paying some interest. But personally, I find it much easier to pay the interest than, for example, borrowing money from friends or relatives. I feel awkward when I borrow money from someone, and take a microloan it is possible not to communicate with anyone at all, but just to fill out an application.